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Insurance Plans

  • Lic's Jeevan Pragati
  • Lic's Jeevan Labh
  • Lic's Single Premium Endowment Plan
  • Lic's New Endowment Plan
  • Lic's New Jeevan Anand
  • LIC's Limited Premium Endowment Plan
  • LIC's Jeevan Lakshya
  • LIC's Aadhaar Shila
  • LIC's Aadhaar Stambh

Child Future Plan:


This plan is specially designed to meet the increasing educational, marriage and other needs of growing children. It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term). A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.

Payment of Premiums:

You may pay the premiums regularly at yearly, half-yearly, quarterly or through Salary deductions over the term of policy. Premiums may be paid either for 6 years or upto 5 years before the policy term.

lic jeevan shanti:

This is a single premium plan wherein the Policyholder has an option to choose an Immediate or Deferred annuity.

The annuity rates are guaranteed at the inception of the policy for both Immediate and Deferred Annuity and annuities are payable throughout the life time of Annuitant(s).

This plan can be purchased offline as well as online. To purchase the plan online.


Make one time investment and get Guaranteed life long income.

9 different annuity options to choose from to suit every need and circumstance.

Option to choose either Immediate Annuity or postpone it to a future date as Deferred Annuity.

Annuity rates are guaranteed from inception of the policy.

Guaranteed additions during deferment period.

This policy can be taken on own life or as joint life with grandparent, parent, children, grandchildren, spouse or siblings.

Loan Available: Loan facility shall be available after completion of 1 policy year.

Surrender Allowed: The policy can be surrendered at anytime after three months from the completion of policy when Annuity Option is with return of purchase price.

Free look Period: If the Policyholder is not satisfied with the “Terms and Conditions” of the policy, the policy may be returned to the Corporation within 15days.

Option to take the plan for the benefit of handicapped dependant (Divyangjan) life

lic health insurance:

Plan Features

LIC's Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

LIC’s Jeevan Arogya gives you:

  • Valuable financial protection in case of hospitalisation, surgery etc
  •  Increasing Health cover every year
  • Lump sum benefit irrespective of actual medical costs
  • No claim benefit 
  • Flexible benefit limit to choose from
  •  Flexible premium payment options
Benefits offered under the plan are
  • Hospital cash benefit (HCB)
  • Major Surgical Benefit (MSB)
  • Day Care Procedure Benefit
  • Other Surgical Benefit
  • Ambulance Benefit

Jeevan Labh:

LIC's Jeevan Labh  is a limited premium paying, non-linked, with-profits endowment plan which offers a combination of protection and savings. This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder. This plan also takes care of liquidity needsthroughitsloanfacility.



In case of death during the policy term, provided all due premiums have been paid, Death benefit, defined as sum of "Sum Assured on Death",vested Simple Reversionary Bonuses and Final Additional bonus, if any, shall be payable. Where, "Sum Assured on Death" is defined as the higher of 10 times of annualised premium or Absolute amount assured to be paid on death i.e. Basic Sum Assured . This death benefit shall not be less than 105% of all the premiums paid as on date of death.

Premiums referred above shall not include any taxes, extra amount chargeable under the policy due to underwriting decision and rider premium(s), if any.

Maturity Benefit:

"Sum Assured on Maturity" equal to Basic Sum Assured, along with vested Simple Reversionary bonuses and Final Additional bonus, if any, shall be payable in lump sum on survival to the end of the policy term provided all due premiums have been paid.

Participation in Profits:

The policy shall participate in profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force.Final (Additional) Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity.

2.Optional Benefit:

The policyholder has an option of availing the following Rider benefit(s):

LIC's Accidental Death and Disability Benefit Rider (UIN: 512B209V01)

LIC's New Term Assurance Rider (UIN: 512B210V01) Rider sum assured cannot exceed the basic sum assured. For more details on the above riders, refer to the rider brochure or contact LIC'snearest Branch Office.

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